{"id":1056726,"date":"2025-10-28T15:20:00","date_gmt":"2025-10-28T19:20:00","guid":{"rendered":"https:\/\/democrats.org\/?p=1056726"},"modified":"2025-10-28T15:20:00","modified_gmt":"2025-10-28T19:20:00","slug":"new-reporting-days-before-health-care-costs-are-set-to-spike-trump-administration-forces-medical-debt-back-on-americans-credit-reports","status":"publish","type":"post","link":"https:\/\/democrats.org\/news\/new-reporting-days-before-health-care-costs-are-set-to-spike-trump-administration-forces-medical-debt-back-on-americans-credit-reports\/","title":{"rendered":"NEW REPORTING: Days Before Health Care Costs Are Set to Spike, Trump Administration Forces Medical Debt Back on Americans\u2019 Credit Reports"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" height=\"449\" width=\"1024\" src=\"https:\/\/democrats.org\/wp-content\/uploads\/2025\/01\/Black-Logo-White-Fill-For-Email.png?w=1024\" alt=\"\" class=\"wp-image-1050776\" srcset=\"https:\/\/democrats.org\/wp-content\/uploads\/2025\/01\/Black-Logo-White-Fill-For-Email.png 1101w, https:\/\/democrats.org\/wp-content\/uploads\/2025\/01\/Black-Logo-White-Fill-For-Email.png?resize=300,132 300w, https:\/\/democrats.org\/wp-content\/uploads\/2025\/01\/Black-Logo-White-Fill-For-Email.png?resize=768,337 768w, https:\/\/democrats.org\/wp-content\/uploads\/2025\/01\/Black-Logo-White-Fill-For-Email.png?resize=1024,449 1024w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>On the 28th day of Donald Trump\u2019s government shutdown, <a href=\"https:\/\/news.bloomberglaw.com\/banking-law\/us-law-overrides-state-bans-on-medical-debt-reporting-cfpb-says\">new reporting<\/a> reveals that the Trump administration plans to override federal and state protections preventing medical debt from appearing on credit reports. The new policy will make it even more difficult to access credit at a time when Americans are already struggling in Trump\u2019s economy.&nbsp;<\/p>\n\n\n\n<p>The policy comes just days before the Open Enrollment period for the ACA marketplace begins and weeks before enhanced premium <a href=\"https:\/\/www.kff.org\/affordable-care-act\/aca-marketplace-premium-payments-would-more-than-double-on-average-next-year-if-enhanced-premium-tax-credits-expire\/\">ACA tax credits<\/a> expire, which will skyrocket premiums and leave millions of Americans struggling to pay their medical bills. If Republicans get their way, 22 million Americans will see their health care premiums skyrocket by an average of 114%.&nbsp;<\/p>\n\n\n\n<p><strong><em>In response, DNC Rapid Response Director Kendall Witmer released the following statement:&nbsp;<\/em><\/strong><\/p>\n\n\n\n<p>\u201cAs if Donald Trump\u2019s rampage to raise health care costs for 22 million Americans wasn\u2019t enough, he\u2019s now unnecessarily forcing medical debt on Americans\u2019 credit reports just as health care costs are set to spike. Everyday Americans are already grappling with high costs on everything, including groceries, rent, and utilities, as well as a job market that\u2019s getting worse by the day. An accidental injury or a trip to the doctor should not force everyday Americans deeper into financial hardship. Trump is backing millions of Americans into a corner and forcing them to decide whether they should pay their medical bills or put food on the table.\u201d<br><br>More than <a href=\"https:\/\/www.msnbc.com\/opinion\/msnbc-opinion\/obamacare-premiums-health-care-aca-republicans-rcna238953\">100 million Americans<\/a> have medical or dental debt. This means that millions of working families are already facing financial hardship because of medical debt \u2014 and now Trump and Republicans are hellbent on raising medical costs even more by letting enhanced ACA tax credits expire and ruining Americans\u2019 credit reports.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>On the 28th day of Donald Trump\u2019s government shutdown, new reporting reveals that the Trump administration plans to override federal and state protections preventing medical debt from appearing on credit reports. The new policy will make it even more difficult to access credit at a time when Americans are already struggling in Trump\u2019s economy.&nbsp; The [&hellip;]<\/p>\n","protected":false},"author":303,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1056726","post","type-post","status-publish","format-standard","hentry","category-press-release"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>NEW REPORTING: Days Before Health Care Costs Are Set to Spike, Trump Administration Forces Medical Debt Back on Americans\u2019 Credit Reports - Democrats<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/democrats.org\/news\/new-reporting-days-before-health-care-costs-are-set-to-spike-trump-administration-forces-medical-debt-back-on-americans-credit-reports\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:site_name\" content=\"Democrats\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-28T19:20:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/democrats.org\/wp-content\/uploads\/2025\/01\/Black-Logo-White-Fill-For-Email.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1101\" \/>\n\t<meta property=\"og:image:height\" content=\"483\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Jared Carmeli\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jared Carmeli\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/democrats.org\/news\/new-reporting-days-before-health-care-costs-are-set-to-spike-trump-administration-forces-medical-debt-back-on-americans-credit-reports\/\",\"url\":\"https:\/\/democrats.org\/news\/new-reporting-days-before-health-care-costs-are-set-to-spike-trump-administration-forces-medical-debt-back-on-americans-credit-reports\/\",\"name\":\"NEW REPORTING: Days Before Health Care Costs Are Set to Spike, Trump Administration Forces Medical Debt Back on Americans\u2019 Credit Reports - 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